On this page you can read answers to the most frequently asked questions about daily allowance application attachments.
See under Earnings-related allowance application attachments to see what you need to send us so that your application will be processed. When you submit your application through eService, you will be given a list of the attachments required, based on the information you have given. You can submit these attachments through eService.
If you do not have all the documents available when you submit your application, you can send them as attachments later. When we begin processing your application, the handler will contact you if any required information is missing.
After submitting the application, the system will automatically ask for attachments that are possibly needed for handling the application. You can add attachments to your application at this state of the application.
You can also send additional documents afterwords from the ”Attachments” tab of eService. On the Attachments tab, first click on the Send button, after which you can select and send the files you wish to send from your device.
The system will automatically ask for attachments that are potentially needed for handling your application. These requests can be unnecessary if attachments have already been sent beforehand. If you know that you have already sent the attachment to the unemployment fund, you can simply ignore the request.
We will retrieve your salary information from the Incomes Register. The information in the Incomes Register is not always sufficient, however. In such cases, we will ask you for more details or a pay certificate issued by your employer in order to process your application. You can also submit your pay certificate or payslips from the 26 weeks (about 6 months) prior to the beginning of your unemployment when sending your application.
Attachments do not have to be originals; copies are fine.
The KOKO unemployment fund needs to see your employment contract to verify the terms and conditions of your employment. The original intended duration of employment, the working hours and the notice period observed are among the things that we check in the employment contract. The employment contract is also the only document that indicates whether your work constitutes an employment relationship.
However, if your employment relationship began 3 years ago or earlier, we generally do not need to see your employment contract. An exception to this is managing director contracts, which must always be submitted to us.
If you have agreed on your employment relationship verbally, you must submit a report drawn up by your employer concerning the essential terms and conditions of employment.
Earnings-related allowance is taxable income. We can use either your salary tax card or a revised tax card for a benefit, obtained separately by you.
Usually, the unemployment fund receives the information regarding your tax card directly from the tax authorities. In some cases, we may have to ask the customer to send us a tax card. If your earnings-related allowance is paid using a tax card for wages, the amount withheld is always at least 25%, even if the percentage on the tax card is lower than that.
As an allowance recipient, we recommend that you apply for a revised tax card for a benefit for the taxation of your earnings-related allowance. In this case, we will apply the tax rate indicated on the tax card. This will also allow you to determine the appropriate tax rate specifically for your earnings-related allowance. Remember to follow up your accumulated income especially at the end of the year to make sure that the income limit on the tax card is not exceeded.
When you order a revised tax card for social benefits in MyTax, the tax card will automatically be sent to the fund within two working days. You do not need to send it separately. When ordering the tax card, please choose the KOKO unemployment fund as the payer of the benefit.
Further information on taxation of earnings-related daily allowance.
Fixed-term employment relationships, by definition, expire on a date that is already known at the start of employment. Therefore no separate notice of termination is given, and you do not have to submit such a notice to KOKO.