Sense and sensibility in one fund
Choosing the KOKO fund is a sensible decision, when preparing yourself for a possible unemployment period. It is also a sensitive decision, providing a humane approach and support to carry you through the harder times.
The payment status
First-time applications, received on
1.12.2025
Follow-up applications, received on
9.12.2025
Follow-up applications for adjusted allowance, received on
9.12.2025
What to do if…
News
Non-competition compensation and earnings-related unemployment allowance – what do you need to know?
Have you signed a non-competition agreement with your employer? Read this article to learn when and how non-competition compensation can affect your earnings-related unemployment allowance.
Check that your tax card’s income ceiling is sufficient for the remainder of the year
If you receive earnings-related unemployment allowance, check well in advance that the annual income ceiling on your tax card is set high enough for the rest of the year.
Around 28% of KOKO’s recipients of earnings-related unemployment allowance are now covered by the staggering system
During 2025, the effects of the staggering have started to be clearly visible among the KOKO fund’s recipients of the earnings-related unemployment allowance.
Goverment proposes changes to the suspension period system
The Government is proposing to change the law on uncompensated periods of unemployment, which are commonly known as suspension periods. The changes would apply to situations where a suspension period is imposed as a result of non-compliance in the context of job search and employment services.
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This is how it goes.
This is how it goes.
Without highly educated people, there would not be any development. Nothing would change and Finnish society would come to a halt. That is why the highly educated need a supportive fund to guard their interests at all times. Are you turning the wheels of development? Join KOKO! Together with the unions, we work every day to provide you with better possibilities to take yourself and Finland further. This is how we support our members:
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For example, if you lose your job, we will pay you earnings-related allowance. You can estimate the amount of your allowance with our calculator.
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Together with the unions, we help secure the position of the highly educated in the labour market.
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We serve our customers swiftly and professionally in various situations.
A trade union adds security.
Belonging to a union gives you more security. Trade unions usually offer legal services, courses to support employment, coaching events, advice and numerous other member benefits. The unemployment fund of the trade unions shown below is KOKO. Find your own union and join us.
