Sense and sensibility in one fund
Choosing the KOKO fund is a sensible decision, when preparing yourself for a possible unemployment period. It is also a sensitive decision, providing a humane approach and support to carry you through the harder times.
The payment status
First-time applications, received on
2.7.2026
Follow-up applications, received on
16.7.2026
Follow-up applications for adjusted allowance, received on
16.7.2026
What to do if…
News
The processing of your daily allowance may be delayed due to a missing statement – please respond promptly to requests for additional information
The processing of your earnings-related daily allowance application may be delayed if your unemployment fund has to wait for a labour policy statement before making a decision on your application.
The KOKO fund will primarily issue daily allowance decisions electronically starting on 14.7.
Starting on 14 July 2026, KOKO will begin issuing daily allowance decisions primarily through eService. You will receive decisions electronically if you have provided us with your email address or mobile phone number.
Annual holiday and holiday bonus – good to know for recipients of daily allowance
We often get questions about how to report annual holidays and holiday bonuses when applying for earnings-related daily allowance. In this article, we have compiled instructions based on the latest information.
Happy Midsummer and have a great summer
You can find our customer service summer opening hours on the Contact Information page.
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This is how it goes.
This is how it goes.
Without highly educated people, there would not be any development. Nothing would change and Finnish society would come to a halt. That is why the highly educated need a supportive fund to guard their interests at all times. Are you turning the wheels of development? Join KOKO! Together with the unions, we work every day to provide you with better possibilities to take yourself and Finland further. This is how we support our members:
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For example, if you lose your job, we will pay you earnings-related allowance. You can estimate the amount of your allowance with our calculator.
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Together with the unions, we help secure the position of the highly educated in the labour market.
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We serve our customers swiftly and professionally in various situations.
A trade union adds security.
Belonging to a union gives you more security. Trade unions usually offer legal services, courses to support employment, coaching events, advice and numerous other member benefits. The unemployment fund of the trade unions shown below is KOKO. Find your own union and join us.
