Sense and sensibility in one fund
Choosing the KOKO fund is a sensible decision, when preparing yourself for a possible unemployment period. It is also a sensitive decision, providing a humane approach and support to carry you through the harder times.
The payment status
First-time applications, received on
13.2.2026
Follow-up applications, received on
4.3.2026
Follow-up applications for adjusted allowance, received on
3.3.2026
What to do if…
News
No change in the unemployment rate of KOKO members from 2024 to 2025
The decline in KOKO members’ employment rate levelled off during 2025.
ASIA’s open webinar: The Basics of Finnish Labor Law – 4 March 2026
Welcome to join for the session on the fundamentals of Finnish labor law. In the webinar, ASIA labor market lawyer Mikko Leirimaa will be speaking. The webinar is open to everyone.
General social security benefit to replace Kela-paid unemployment benefits in May 2026
The general social security benefit is paid to an unemployed jobseeker who is not entitled to earnings-related unemployment allowance or who has already received the maximum term of earnings-related unemployment allowance.
Changes to suspension periods enter into force on 1.3.2026
The changes apply to situations where a suspension period is imposed as a result of non-compliance in the context of job-seeking and employment services. The suspension periods pertaining to resignations are not changing.
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This is how it goes.
This is how it goes.
Without highly educated people, there would not be any development. Nothing would change and Finnish society would come to a halt. That is why the highly educated need a supportive fund to guard their interests at all times. Are you turning the wheels of development? Join KOKO! Together with the unions, we work every day to provide you with better possibilities to take yourself and Finland further. This is how we support our members:
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For example, if you lose your job, we will pay you earnings-related allowance. You can estimate the amount of your allowance with our calculator.
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Together with the unions, we help secure the position of the highly educated in the labour market.
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We serve our customers swiftly and professionally in various situations.
A trade union adds security.
Belonging to a union gives you more security. Trade unions usually offer legal services, courses to support employment, coaching events, advice and numerous other member benefits. The unemployment fund of the trade unions shown below is KOKO. Find your own union and join us.














