You can receive an unemployment allowance for a maximum of 300, 400 or 500 days for no more than 5 days a week.
|Employment history||Maximum period|
|Up to 3 years||300 days|
|More than 3 years||400 days|
|You fulfil the employment condition after turning 58 years and you have been employed for at least 5 years out the last 20.||500 days|
Your maximum period is reset when you re-fulfil the employment condition.
The maximum period will not be reset during self-motivated studies or labour market training. In this case, your maximum period will only be reset when your studies or training are over. The maximum period is not reset while you are on additional allowance days.
When you are paid adjusted earnings-related allowance, the days are accrued in proportion to the maximum period counter. When you are paid adjusted allowance, the amount of the allowance paid affects how many days in that month count towards the maximum payment period.
If the payment of your allowance began on 31 December 2016 or before that, the previous rules are applied to the payment of your allowance. According to them, you will be paid an unemployment allowance for 500 days if your employment history is at least three years, and 400 days if your employment history is less than three years.
1. Check if you are entitled to additional allowance days.
2. Send the decision on terminating payment of earnings-related allowance to both Kela and the TE Office
You will receive a decision on having reached the maximum period in the status section in eService and by post to your home address.
3. Keep your job search valid with the TE Office
Send the decision you received from the KOKO unemployment fund to the TE Office, which will forward their statement to Kela. Keep your job search active throughout this period, so that your entitlement to benefits can continue uninterrupted.
4. Apply for a labour market subsidy from Kela
The benefit paid after the end of the earnings-related allowance is the labour market subsidy, which you should apply for from Kela. The amount of the labour market subsidy is the same as that of the basic allowance, i.e. €37.21 per day in 2023. Somewhat different rules apply to the labour market subsidy compared to the earnings-related allowance. Read more about applying for labour market subsidy and its payment from Kela’s website.
5. How can I restore my entitlement to earnings-related allowance?
Your maximum period is reset and you can again receive earnings-related allowance, when you re-fulfil the employment condition. The weeks that count towards fulfilment of the employment condition are stated on the decision sent to you.
6. Is there any benefit in remaining a member of KOKO?
You should not end your fund membership if you believe that you will re-fulfil the employment condition or you have already accrued employment weeks. You must fulfil the employment condition while being a member of the fund, and every week that you work during membership is counted towards re-fulfilling the employment condition. You will regain your entitlement to an earnings-related allowance when you meet the employment condition again.
Earnings-related unemployment allowance may be paid after the maximum payment period up to the age of 65 (i.e. until the end of the calendar month during which you turn 65) on so-called additional days if:
- you were born between 1957 and 1960 and will reach the age of 61 before your maximum period is reached
- you were born between 1961 and 1962 and will reach the age of 62 before your maximum period is reached
- you were born between in 1963 and will reach the age of 63 before your maximum period is reached
- you were born between in 1964 and will reach the age of 64 before your maximum period is reached.
In addition, you must have worked for at least 5 years during the last 20 years and must be entitled to earnings-related unemployment allowance from having been an employee.
You do not need to apply for the additional days separately. Just send your allowance application to the fund as usual, and the person handling the application will determine whether you are entitled to additional days.
The maximum period is not reset while you are on additional allowance days. The amount of the daily allowance is also not recalculated when you are on additional days.
Transition security scheme for people aged 55 and over
Individuals born in 1965 and later are not entitled to additional days after the expiry of the maximum period of earnings-related unemployment allowance. The new transition security scheme for people aged 55 and over will be introduced from the beginning of 2023. Those covered by change security are entitled to a transition security allowance, training and extended re-employment leave. Learn more about transition security.
If you receive entrepreneur’s post-protection daily allowance from a wage-earner’s fund, however, you are not entitled to wage-earner’s additional allowance days. Read more about post-protection and entrepreneurship.