You can receive an unemployment allowance for a maximum of 300, 400 or 500 days for no more than 5 days a week.
|Employment history||Maximum period|
|Up to 3 years||300 days|
|More than 3 years||400 days|
|You fulfil the employment condition after turning 58 years and you have been employed for at least 5 years out the last 20.||500 days|
Your maximum period is reset when you re-fulfil the employment condition.
The maximum period will not be reset during self-motivated studies or labour market training. In this case, your maximum period will only be reset when your studies or training are over. The maximum period is not reset while you are on additional allowance days.
When you are paid adjusted earnings-related allowance, the days are accrued in proportion to the maximum period counter. When you are paid adjusted allowance, the amount of the allowance paid affects how many days in that month count towards the maximum payment period.
Temporary changes during the coronavirus situation
Under the temporary legislative amendment in force during the coronavirus situation, the maximum payment period of 300-500 days does not run during a lay-off or an unemployment until 31 December 2020. The amendment applies to lay-offs that started on 16 March 2020 or later and after 1 July 2020 it applies to all who receive earnings-related unemployment allowance. The change also postpones the date of retirement for those on extended unemployment allowance.
Please note that this change has not been taken into consideration in the examples included on this page. See the latest information on the changes in legislation.
If the payment of your allowance began on 31 December 2016 or before that, the previous rules are applied to the payment of your allowance. According to them, you will be paid an unemployment allowance for 500 days if your employment history is at least three years, and 400 days if your employment history is less than three years.
1. Check if you are entitled to additional allowance days.
2. Send the decision on terminating payment of earnings-related allowance to both Kela and the TE Office
You will receive a decision on having reached the maximum period in the status section in eService and by post to your home address.
3. Keep your job search valid with the TE Office
Send the decision you received from the KOKO unemployment fund to the TE Office, which will forward their statement to Kela. Keep your job search active throughout this period, so that your entitlement to benefits can continue uninterrupted.
4. Apply for a labour market subsidy from Kela
The benefit paid after the end of the earnings-related allowance is the labour market subsidy, which you should apply for from Kela. The amount of the labour market subsidy is the same as that of the basic allowance, i.e. €33.66 per day in 2020. Somewhat different rules apply to the labour market subsidy compared to the earnings-related allowance. Read more about applying for labour market subsidy and its payment from Kela’s website.
5. How can I restore my entitlement to earnings-related allowance?
Your maximum period is reset and you can again receive earnings-related allowance, when you re-fulfil the employment condition. The weeks that count towards fulfilment of the employment condition are stated on the decision sent to you.
6. Is there any benefit in remaining a member of KOKO?
You should not end your fund membership if you believe that you will re-fulfil the employment condition or you have already accrued employment weeks. You must fulfil the employment condition while being a member of the fund, and every week that you work during membership is counted towards re-fulfilling the employment condition. You will regain your entitlement to an earnings-related allowance when you meet the employment condition again.
You will be paid unemployment allowance after the end of the maximum period to the end of the month in which you turn 65 if you fill one of the conditions in the table below. In addition, you must have been employed for five years during the last 20 years.
|Year of birth||Age after which the maximum period was reached|
|1961 or after||62 years|
You do not need to apply for the additional days separately. Just send your allowance application to the fund as usual, and the person handling the application will determine whether you are entitled to additional days.
The maximum period is not reset while you are on additional allowance days. The amount of your earnings-related allowance is also not re-calculated while you are on additional days.
If you receive entrepreneur’s post-protection daily allowance from a wage-earner’s fund, however, you are not entitled to wage-earner’s additional allowance days. Read more about post-protection and entrepreneurship.