Sense and sensibility in one fund

Choosing the KOKO fund is a sensible decision, when preparing yourself for a possible unemployment period. It is also a sensitive decision, providing a humane approach and support to carry you through the harder times.

Read more about membership    Read more about allowance

How can we help You?



Membership fee for 2022 is EUR 63

KOKO fund’s membership fee for 2022 is 63 euros.


Switch to an electronic decision

Swap the mailed decisions on allowance for electronic decisions. Log on to eService, go to Settings and choose the decisions to be delivered to eService.


Current issues concerning tax cards

We will receive the tax information stated on the salary tax cards that become valid in February directly from the Tax Administration. We recommend getting a revised tax card for benefits for paying the taxes on your earnings-related unemployment allowance.


Merry Christmas and Happy New Year 2022!

We wish all our members and cooperation partners a merry Christmas and a happy New Year 2022!


The standard entitlement of unemployment security goes back to 300 euros at the beginning of December

The standard entitlement of the unemployment security was increased to 500 euros by a temporary legislative amendment in June 2020. From December onwards, the standard entitlement will be 300 euros again. Terms of the mobility assistance will also return to normal.


The basic unemployment allowance will increase with an index increment of 2.1 percent next year

Kela has confirmed the value of the National Pensions Index for 2022; the value also affects the basic unemployment allowance as well as the earnings-related unemployment allowance.


Koko’s membership fee is reduced to 63 euros

KOKO fund’s membership fee for 2022 is 63 euros. The membership fee is decreasing from the fee of 2021.


TE offices are centralising the specialist statements to their office in Uusimaa

As from the beginning of October, the TE office has centralised issuing labour policy statements by the specialists to the Uusimaa TE office.

This is how it goes.

Without highly educated people, there would not be any development. Nothing would change and Finnish society would come to a halt. That is why the highly educated need a supportive fund to guard their interests at all times.

Are you turning the wheels of development? Join KOKO! Together with the unions, we work every day to provide you with better possibilities to take yourself and Finland further.

This is how we support our members:

  • For example, if you lose your job, we will pay you earnings-related allowance. You can estimate the amount of your allowance with our calculator.

  • Together with the unions, we help secure the position of the highly educated in the labour market.

  • We serve our customers swiftly and professionally in various situations.

A trade union adds security.

Belonging to a union gives you more security. Trade unions usually offer legal services, courses to support employment, coaching events, advice and numerous other member benefits. The unemployment fund of the trade unions shown below is KOKO. Find your own union and join us.

  • Akavan Yleinen Ryhmä, logo.
  • Ingenjörerna i Finland DIFF ry, logo.
  • Ornamo, logo.
  • Rakennusinsinöörit ja -arkkitehdit RIA, logo.
  • Professionals of Business and Technology TRAL ry, logo.
  • Tekniska Föreningen i Finland, logo.
  • Finnish Association of Civil Engineers RIL, logo.
  • The Finnish Pharmacists' Society, logo.
  • Suomen Optometrian Ammattilaiset ry, logo.
  • The Finnish Business School Graduates, logo.
  • Finnish Association of Architects, SAFA, logo.
  • Insinööriliitto IL ry, logo.
  • Tekniikan akateemiset TEK ry:n kotisivuille.
  • Yksityisalojen Esimiehet ja Asiantuntijat YTY, logo.

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