Sense and sensibility in one fund
Choosing the KOKO fund is a sensible decision, when preparing yourself for a possible unemployment period. It is also a sensitive decision, providing a humane approach and support to carry you through the harder times.
The payment status
First-time applications, received on
16.6.2025
Follow-up applications, received on
1.7.2025
Follow-up applications for adjusted allowance, received on
30.6.2025
What to do if…
News
KOKO’s customer service summer opening hours
The phone service will be closed on Midsummer Eve 20.6. From 23.6. to 8.8. we will be open according to the summer timetable on weekdays Mon-Fri 10-13.
Annual holidays, holiday bonuses and other current information for daily allowance applicants
With summer almost here, we often get questions about how to report annual holidays and holiday bonuses in daily allowance applications. In this article, we have compiled the latest instructions for earnings-related unemployment allowance applicants.
There are delays in the payment of allowances due to a disruption at OP Bank
OP Bank’s payments are delayed, which means that some of the allowances paid by KOKO have not been transferred to customers’ accounts.
21.5.25 The problem has been resolved.
The last job alternation compensations have been paid
The job alternation system was discontinued on 1 August 2024. It was possible to take leave until the end of July 2024, and people could take the full length of their leave if they wished. KOKO paid the last job alternation compensations to its members in February 2025.
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This is how it goes.
This is how it goes.
Without highly educated people, there would not be any development. Nothing would change and Finnish society would come to a halt. That is why the highly educated need a supportive fund to guard their interests at all times. Are you turning the wheels of development? Join KOKO! Together with the unions, we work every day to provide you with better possibilities to take yourself and Finland further. This is how we support our members:
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For example, if you lose your job, we will pay you earnings-related allowance. You can estimate the amount of your allowance with our calculator.
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Together with the unions, we help secure the position of the highly educated in the labour market.
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We serve our customers swiftly and professionally in various situations.
A trade union adds security.
Belonging to a union gives you more security. Trade unions usually offer legal services, courses to support employment, coaching events, advice and numerous other member benefits. The unemployment fund of the trade unions shown below is KOKO. Find your own union and join us.
