I am on additional days on earnings-related daily allowance and would like to take early retirement pension without a reduction for early retirement. What should I do?

If you are on additional days on earnings-related daily allowance and about to take an early retirement pension, the KOKO unemployment fund will issue you a certificate on the additional days. You will need this to apply for your pension. You need to request this certificate separately. We will send the certificate to you, and you need to submit it to your pension insurance company.

You must apply for an old-age pension from the pension insurance company in advance; it is not granted retroactively. You can seek further information on applying for an old-age pension from your own pension insurance company or the Finnish Centre for Pensions.

You are also entitled to receive an earnings-related daily allowance for additional days up until the end of the calendar month of your 65th birthday. Your membership in KOKO will not be automatically cancelled when your pension begins. You must notify us that you are cancelling your membership. Read more: Termination of membership