Sense and sensibility in one fund
Choosing the KOKO fund is a sensible decision, when preparing yourself for a possible unemployment period. It is also a sensitive decision, providing a humane approach and support to carry you through the harder times.
The payment status
First-time applications, received on
8.6.2026
Follow-up applications, received on
16.6.2026
Follow-up applications for adjusted allowance, received on
15.6.2026
What to do if…
News
Happy Midsummer and have a great summer
You can find our customer service summer opening hours on the Contact Information page.
KOKO is preparing for a major system reform
The KOKO fund is currently undertaking a major project that will reform the operations of the entire unemployment fund sector in the coming years. Kallio Software, an IT company founded by KOKO, the YTK Unemployment Fund and the Open Unemployment Fund A-kassa is building new, modern systems for the...
Instructions for recording bank holidays on the daily allowance application
Are you laid off and wondering how to record bank holidays on your application for earnings-related unemployment allowance? We have updated the information and instructions regarding bank holidays on our website.
No change in the unemployment rate of KOKO members from 2024 to 2025
The decline in KOKO members’ employment rate levelled off during 2025.
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This is how it goes.
This is how it goes.
Without highly educated people, there would not be any development. Nothing would change and Finnish society would come to a halt. That is why the highly educated need a supportive fund to guard their interests at all times. Are you turning the wheels of development? Join KOKO! Together with the unions, we work every day to provide you with better possibilities to take yourself and Finland further. This is how we support our members:
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For example, if you lose your job, we will pay you earnings-related allowance. You can estimate the amount of your allowance with our calculator.
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Together with the unions, we help secure the position of the highly educated in the labour market.
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We serve our customers swiftly and professionally in various situations.
A trade union adds security.
Belonging to a union gives you more security. Trade unions usually offer legal services, courses to support employment, coaching events, advice and numerous other member benefits. The unemployment fund of the trade unions shown below is KOKO. Find your own union and join us.














